CURRENT RATES
Checking and Savings Accounts
Interest Rates as of May 15, 2008
|
|
Account
|
Min. Opening Deposit
|
Balance
|
Interest Rate
|
APY
|
|
Personal Savings
|
$100.00
|
$100.00
|
1.98%
|
2.00%
|
|
|
|
|
|
|
|
Interest Checking
|
$1,000.00
|
$1,000.00
|
2.05%
|
2.07%
|
|
|
|
|
|
|
|
Thrifty 55 Plus
|
$100.00
|
$1,000.00
|
2.25%
|
2.28%
|
|
|
|
|
|
|
|
Personal Money Market*
|
$5,000.00
|
$.00 - $4,999.99
|
0.00%
|
0.00%
|
|
|
|
$5,000.00 - and above
|
2.60%
|
2.634%
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Business Elite**
|
$1,000.00
|
$1,000.00
|
1.30%
|
1.31%
|
|
|
|
|
|
|
|
Business Money Market*
|
$5,000.00
|
$.00 - $4,999.99
|
0.00%
|
0.00%
|
|
|
|
$5,000.00 - and above
|
2.60%
|
2.634%
|
|
|
|
|
|
|
*Limited Transaction Restrictions
**For Non Profit Organizations and Sole Proprietorships
Interest Rates and Annual Percentage Yields (APY) are accurate as of the date shown above.
All rates subject to change at any time. Call 770 992-9921 for daily updates.
Fees could reduce earnings on checking and savings accounts.
Interest is compounded daily.
Please review deposit account descriptions for additional information.
We do not accept out of state funds.
Current Prime Lending Rate as of 4/30/08 is 5.00%
|
Certificate of Deposits and Individual Retirement Accounts
Interest Rates as of May 15, 2008
|
|
Account
|
Min. Opening Deposit
|
Term
|
Interest Rate
|
APY
|
|
Certificates of Deposit
|
$500.00
|
30 Day
|
2.69%
|
2.73%
|
|
|
|
60 Day
|
2.69%
|
2.73%
|
|
|
|
90 Day
|
2.96%
|
3.00%
|
|
|
|
180 Day
|
3.44%
|
3.50%
|
|
|
|
270 Day
|
3.44%
|
3.50%
|
|
|
|
12 Month
|
3.54%
|
3.60%
|
|
|
|
24 Month
|
3.44%
|
3.50%
|
|
|
|
36 Month
|
3.44%
|
3.50%
|
|
|
|
48 Month
|
3.44%
|
3.50%
|
|
|
|
60 Month
|
3.44%
|
3.50%
|
|
|
|
|
|
|
|
Individual Retirement Account
|
$500.00
|
30 Day
|
2.69%
|
2.73%
|
|
|
|
60 Day
|
2.69%
|
2.73%
|
|
|
|
90 Day
|
2.96%
|
3.00%
|
|
|
|
180 Day
|
3.44%
|
3.50%
|
|
|
|
12 Month
|
3.54%
|
3.60%
|
|
|
|
24 Month
|
3.44%
|
3.50%
|
|
|
|
36 Month
|
3.44%
|
3.50%
|
|
|
|
48 Month
|
3.44%
|
3.50%
|
|
|
|
60 Month
|
3.44%
|
3.50%
|
|
|
|
|
|
|
Interest Rates and Annual Percentage Yields (APY) are accurate as of the date shown above.
All rates subject to change at any time. Call 770 992-9921 for daily updates.
Once CD's are opened, the interest rate is fixed for the term.
Minimum amount required to open all CDs - $500
A penalty may be imposed for withdrawals of funds before maturity.
APY on CDs and IRAs is based on interest held to maturity.
Interest is compounded daily.
Please review deposit account descriptions for additional information.
We do not accept out of state funds.
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